Gallagher Professional Indemnity Insurance

Gallagher is the industry-approved supplier of insurance for Propertymark, providing specialist insurance products and services to Propertymark Protected Companies for over 35 years. To develop further support, Gallagher and Propertymark have partnered to develop a specialist Professional Indemnity Insurance policy, specifically designed for estate and letting agents.

This cover is included as standard as part of your Propertymark ‘Company Advantage’ package.

As part of your ‘Company Advantage’ package, Propertymark will automatically enrol you as a ‘Beneficiary’ of this Professional Indemnity Insurance policy through Gallagher if you meet the following criteria:

  • You must be an estate/letting agent under Propertymark’s ‘Company Advantage’ package.
  • Your business total fees/turnover does not exceed £1,500,000.
  • You do not undertake any Block Management activities on buildings over 5 storeys and/or more than 20 units.
  • You do not undertake any valuations, other than market valuations and/or fire reinstatement valuations and/or probate valuations.
  • You have not declared bankruptcy, insolvency, or gone into liquidation or have outstanding CCJs.
  • You are not aware of any circumstance or occurrence which may give rise to a claim against you.

If you have any questions regarding your eligibility as a ‘Beneficiary’ of this Professional Indemnity Insurance policy, please contact Propertymark directly on 01926 496800.

Please note: The ‘Company Advantage’ package includes Professional Indemnity Insurance only. All other insurance policies, including Employers’ Liability Insurance, Public Liability Insurance, Office Insurance, Directors’ and Officers’ Insurance, and Cyber Insurance, would need to be added separately by contacting Gallagher directly and would be subject to an additional premium. Contact the Gallagher Propertymark team by emailing [email protected] or calling 0800 288 4921.

What is Professional Indemnity Insurance and how can letting and estate agents benefit from it?

Professional Indemnity Insurance is designed to offer financial protection against claims made by clients or third parties for losses incurred due to alleged negligent acts, errors, or omissions in the services they provide.

This insurance can be crucial for letting and estate agents because it can cover legal costs and compensation that may be awarded if a client claims that the agent's professional advice or services caused them financial loss.

Key benefits included with Professional Indemnity Insurance for Propertymark Protected Companies

Through your Propertymark ‘Company Advantage’ package, you can benefit from having suitable cover to help protect your business from a range of financial risks.

Key benefits of this Professional Indemnity Insurance include:

  • No restrictions to the number of claims in a year (but each claim has a maximum limit).
  • A cover limit of up to £1,000,000.
  • Legal defence costs (lawyers, court costs, experts, etc.) are payable in addition to the Indemnity Limit.
  • Breach of statutory obligations cover

What is insured?

  • Civil liability claims
  • Breach of professional duty
  • Fidelity - £250,000 aggregate sub-limit
  • Court attendance
  • Reputation management
  • Libel and slander
  • Unintentional breach of confidentiality
  • Unintentional infringement of intellectual property rights
  • Loss of or damage to documents
  • The Property Ombudsman/The Property Redress Scheme awards
  • Breach of statutory obligation defence costs
  • Data protection cover

Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.

If you are a ‘Beneficiary’ of Propertymark’s Professional Indemnity Insurance and you have any questions about your cover, please contact the Gallagher Propertymark team on [email protected] or 0800 288 4921.

Why Gallagher?

  • Partnered with Propertymark for over 35 years to provide specialist insurance solutions for estate and letting agents, including Professional Indemnity Insurance, Office Insurance, Public and Employers' Liability Insurance, Directors' and Officers' Liability Insurance, Cyber Insurance, and Cyber Defence Centre Risk Management Services.
  • Trusted by over 100,000 businesses across Gallagher in the UK*.
  • Rated ‘Excellent’ on Trustpilot, with over 6,000 reviews*.
  • All Propertymark Protected Companies have access to support from a dedicated account management team.

*Correct as at May 2025.

If you are a Propertymark Protected Company and wish to discuss any of your insurance requirements, please contact the Gallagher Propertymark team at [email protected] or 0800 288 4921.


Terms and conditions
Propertymark Ltd is an Appointed Representative of Arthur J. Gallagher Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (Reference number: 311786) and which is permitted to arrange general insurance contracts. Registered address: Arthur J. Gallagher Insurance Brokers Limited, Spectrum Building, 55 Blythswood Street, Glasgow G2 7AT.


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