Company Advantage benefits

• Fidelity cover
• Additional coverage

Fidelity cover

Fidelity cover: £250,000 aggregate sub-limit

This cover offers protection against financial losses caused by fraudulent or dishonest acts committed by employees. It is designed to safeguard a business from theft, embezzlement or other fraudulent activities up to £250,000 per year. 

In the context of Professional Indemnity Insurance, fidelity cover is especially important for businesses that handle sensitive client information or manage significant financial transactions. It helps mitigate the risk of internal fraud and maintain client trust, helping to ensure the business can recover financially and continue operations without severe disruption.

Additional coverage

Your policy can provide coverage for civil liability claims, breaches of professional duty and associated court attendance costs.

It also includes protection for reputation management, libel and slander, unintentional breaches of confidentiality, unintentional infringement of intellectual property rights, loss or damage to documents, financial implications of redress scheme resolutions, breaches of statutory obligations, and data protection. Additionally, a simple process is in place for obtaining any necessary top-up coverage.

Please note: Not all business activities are automatically covered under Professional Indemnity (PI) Insurance. As a result, Gallagher may require additional information from you to assess your specific needs.

In certain circumstances—such as when your annual fees or turnover exceed £1.5 million—a tailored quote will be provided to ensure your PI cover is appropriate.

You may also need a separate quote if any of the following apply:

• You are involved in Block Management of buildings with more than five storeys, over 20 units, and/or where you are directly or indirectly responsible for fire safety measures.
• You carry out valuations beyond market, fire reinstatement, or probate valuations.
• You have been declared bankrupt, insolvent, gone into liquidation, or have outstanding County Court Judgments (CCJs).
• You undertake Rent-to-Rent activities that account for 20 per cent or more of your total fee income.

In a limited number of cases, certain business activities may be excluded entirely, meaning the PI Insurance provided through Company Advantage will not be available.

These fully licensed checks allow you to set your own recharge fee, helping you offset costs while ensuring compliance. With instant results estate agents can verify buyers and sellers faster, keeping property sales on track. 

Flexible and hassle-free use
Your credits can be used for AML checks or applied to other verification types, offering complete flexibility in client due diligence. What’s more, additional checks are available to purchase at a substantial discount.

Works alongside your existing AML processes
There’s no need to change providers—these checks can be used in combination with your current AML processes, ensuring a smooth, efficient approach to compliance without disrupting your workflow.

• Email health check
• Mobile and tablet protection
• Dark web audit report

Email health check

All packages include an email health check to identify hidden risks such as phishing, spoofing, and email fraud. Cyber threats are constantly evolving, which is why regular cyber education is a priority. 

Through regular intelligence briefings, you’ll gain insider knowledge of emerging threats, enabling you to protect your business and guide clients through secure transactions with confidence.

Mobile and tablet protection

For Premium and Elite members

With property professionals conducting business on the go, your mobile and tablet devices represent both opportunity and vulnerability. Robust security across multiple devices ensures your business remains protected whether you’re in the office, at a property showing, or working remotely.

Dark web audit report

For Premium and Elite members

Find out if your sensitive data, like employee credentials, customer information, or intellectual property, has been exposed or leaked on the dark web. The report helps you to fix security gaps and reduce the risk of threats from compromised data.