What is office insurance?
An insurance product that provides cover for the buildings, contents, and legal liabilities of employers and employees.
What are the benefits of office insurance?
Suitable cover can provide financial protection, allowing agents to focus on their core activities without worrying about potential disruptions. It can also enhance credibility and trust among clients, showcasing a commitment to professionalism and security.
Covers range from unexpected natural disasters, such as earthquakes and storms, to accidental incidents, such as electrical fires, to third party claims caused by negligence.
What are common causes for office insurance claims?
Risk events that typically lead to a claim on an office insurance policy include:
- Fire
- Flood
- Accidental damage
- Theft
- Accident or injury to an employee or member of the public, resulting in a third-party claim
This is not an exhaustive list, and each business and office can face unique risks. Businesses can contact Gallagher’s dedicated team to discuss individual needs for assistance with finding a suitable insurance policy.
How much does office insurance cost?
This can depend on the level of cover selected as part of a policy. Quotes can also vary depending on the insurer. Gallagher works closely with insurers to offer office insurance suitable for a range of business types, including property agents.
This is just one of the factors to which Gallagher attributes their success of being trusted by over 100,000 businesses in the UK and rated ‘Excellent’ on Trustpilot*.
Insurance solutions from Gallagher
Partnered with Propertymark for over 35 years to provide specialist insurance solutions for estate and letting agents, including:
- Professional Indemnity Insurance (included as part of the Propertymark Company Advantage package)
- Office Insurance
- Public and Employers’ Liability Insurance
- Directors’ and Officers’ Liability Insurance
- Cyber Insurance
- Cyber Defence Centre Risk Management Services
All Propertymark Protected Companies have access to support from a dedicated account manager.
Contact Gallagher to discuss insurance options and find suitable cover for your property business.
Phone: 0800 138 7536
Email: [email protected]
*Correct as at July 2025.
Gallagher Professional Indemnity Insurance
Gallagher, Propertymark’s official insurance broking partner, has worked with the association for over 35 years to arrange specialist insurance for members.
The sole purpose of this article is to provide guidance on the issues covered. This article is not intended to give legal advice, and, accordingly, it should not be relied upon. It should not be regarded as a comprehensive statement of the law and/or market practice in this area. We make no claims as to the completeness or accuracy of the information contained herein or in the links which were live at the date of publication. You should not act upon (or should refrain from acting upon) information in this publication without first seeking specific legal and/or specialist advice. Arthur J. Gallagher Insurance Brokers Limited accepts no liability for any inaccuracy, omission or mistake in this publication, nor will we be responsible for any loss which may be suffered as a result of any person relying on the information contained herein.
Propertymark Ltd is an Appointed Representative of Arthur J. Gallagher Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (Reference number: 311786) and which is permitted to arrange general insurance contracts. Registered address: Arthur J. Gallagher Insurance Brokers Limited, Spectrum Building, 55 Blythswood Street, Glasgow G2 7AT.
