Memorandum of Sale Checklist

Joining industry leaders at FutureFinance.AI Proptech conference on 7 November 2025, our CEO, Nathan Emerson, discussed the crucial role that data quality and regulatory reform will play in driving growth and emphasised that agents need to have confidence that the digital product will have longevity before making significant investments.

Plans for a transparent and balanced system are welcome and could have significant benefits for Scotland’s regeneration and housing ambitions. However, reform must not come at the expense of fairness. Clearer legislation, early engagement, and collaboration with qualified property professionals will ensure that public projects can proceed efficiently while protecting the rights and confidence of property owners and agents.

By 2035, automation, AI, and digital registers will speed up transactions and strengthen fraud protection, bringing major opportunities and responsibilities for property agents. HM Land Registry’s (HMLR) ambitious plan will reshape how information is stored, verified and shared across the property sector.

A package of fundamental reforms, centred on upfront information, digital data and ID, higher professional standards, and earlier binding agreements, has been released for a 12-week public consultation. Designed to make home moves quicker, more certain, and less stressful, the changes could cut typical timelines by up to four weeks and save consumers about £255m a year, according to the Ministry for Housing, Communities and Local Government (MHCLG).