AML checks

Company Advantage offers Anti-Money Laundering (AML) checks within your package, ensuring you are fully compliant while keeping transactions moving efficiently. These checks provide instant verification, allowing you to onboard clients quickly and reduce delays in property transactions.

Delivered as a fully white-labelled experience for your clients, the platform includes robust approval workflows, full audit trails, and enhanced reliability through fuzzy logic technology. Built-in payment collection removes the need for separate invoicing, while digital submission of terms of business and other key onboarding documentation simplifies the onboarding process.

Generate revenue while staying compliant: the proof is in the numbers

These fully licensed checks allow you to set your own recharge fee—helping you recover costs or generate additional income. In fact, some Company Advantage subscribers have earned over £1,000 in a single month from AML checks alone.

Check out the results for Company Advantage subscribers:

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Agent is charging clients *	Retrocession earned for August 2025	Expected annual retrocession
£30+VAT per check	£1,228.20	£14,738.40
£25+VAT per check	£580.20	£6,962.40
£30+VAT per check	£493.80	£5,925.60
£40+VAT per check	£418.20	£5,018.40
£40+VAT per check	£353.30	£4,240.80

*By selling a check for a minimum of £10+VAT, Hipla retains £10 to cover the cost of the check and provides free access to a range of additional tools. | Data taken from Hipla's August 2025 report.

How much could you earn?
Work out how much you can earn in retrocessions with Hipla's calculator by letting your clients pay for their own ID/AML checks. Conveyancers charge on average £50+VAT per person for ID/AML checks.

Retrocession calculator

How it works

Sell ID and AML checks to clients in the same way that conveyancers do, typically charging clients around £50 +VAT per person—often higher. You wouldn’t pay for a client’s EPC, so use the income you generate here to cover your increasing burden of compliance costs.

How it works:

You choose the price your client pays, it must be a minimum of £10 +VAT .
The first £10 is retained by HIPLA and used to cover the cost of the check as well as any other platform costs (not including HMLR document costs, which are paid straight to HMLR) that you might accrue in the month. Platform costs include document signing (to save you on DocuSign costs), digital legal packs (to speed up your sales), risk assessments (for compliance), quote tools for conveyancing and finance using your preferred partners (to generate you higher referrals). The objective is to make the overall platform free to you.
Anything above £10 that a client pays is then paid back to you on a monthly basis (single netted monthly retrocession payment) automatically, less retrocession processing fees to cover administration and banking charges. These are set at 10% plus £2.50 for a single monthly netted payment.
Uniquely to Company Advantage subscribers where your clients pay for their checks, if you do not utilise all the AML credits allocated to you (so that you don't lose them when they expire) their value will be added to the monthly single netted retrocession payment that Hipla make to you (up to the equivalent number of credits that your clients have paid for within the year).
HIPLA is a VAT registered business, if you are also a VAT registered business then any retrocession payments we make back to you will have VAT added on top. Equally, any payments a client makes will have VAT added on.

In order to make an automatic payment to you on a monthly basis, Hipla will need you to sign a ‘self billing’ agreement. This includes details such as your bank account and VAT number and allows Hipla to issue themselves an invoice on your behalf for the amount that they need to pay you.

Onboarding information and videos
Hipla have put together a collection of short clips and information sheets which help explain their products and how they work.

Watch now

Data correct as of 29 April 2025

Flexible hassle-free use that works alongside your existing processes

You can apply your credits to a range of other client verification types, giving you maximum flexibility in your due diligence process. Our checks also integrate seamlessly with your existing compliance processes, ensuring a smooth, efficient and robust approach without disrupting your workflow.

Enhance the client experience by combining AML with additional modules such as digital signing of terms and conditions (removing the need for DocuSign), ID checks, digital PIQ and TA forms, material information handling, access to HMLR documents, and automated conveyancing and mortgage broker quote referrals using your own preferred partners.

AML checks come as standard with PEP (Politically Exposed Person) and sanctions screening, using a dynamic global database to identify high risk individuals including relatives and close associates of PEPs, with complete confidence.

Advance features such as adverse media alerts highlight financial or compliance risks before a sale progresses, while address and mortality verification helps prevent identity fraud. Fitness and probity checks identify individuals restricted due to regulatory breaches, and enforcement flag potential financial crime risks.

Company Advantage overview →