Created to support your business where it matters most
Benefits A–Z
- Anti-money laundering checks
- Business Hub
- Compliance Café
- Propertymark Connect
- Cyber security
- Phil Spencer Toolkit
- Propertymark One Conference
- Primary Authority Assured Advice
- Professional Indemnity Insurance
- Streamlined regulatory framework
- Sales and Lettings Helpline
- TDS discount
- Terms of Business
- The Property Ombudsman (TPO) discount
- Training credits
Professional indemnity insurance with fidelity cover
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Included with all packages |
Key benefits:
- Indemnity cover up to £1,000,000
- Fidelity cover included as standard up to £250,000
- No restriction on the number of claims per year
- Simple top-up options available
- Full retroactive cover
- Globally recognised insurance broker and provider
- Dedicated account management team
The policy is offered on an ‘any one claim’ basis, meaning there’s no limit on the number of claims you can make in a year. Clear, concise documents and a dedicated account management team make it straightforward to understand and manage, while additional cover can easily be arranged if needed.
Provided by Gallagher and underwritten by Tokio Marine HCC, two globally recognised insurance providers, Company Advantage subscribers benefit from specialist protection, continuity of cover, and the reassurance of working with industry leaders.
The benefits of fidelity cover
As the market has evolved, fidelity cover has become increasingly difficult to secure, with insurers reducing limits or excluding parts of the cover altogether.
Audits and reviews have shown that many members are unsure of what insurance to purchase, often resulting in inadequate limits, the wrong type of cover, or no fidelity cover at all. For businesses handling client money every day, having the right fidelity insurance in place is essential.
Propertymark Ltd is an Appointed Representative of Arthur J. Gallagher Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (Reference number: 311786) and which is permitted to arrange general insurance contracts. Registered address: Arthur J. Gallagher Insurance Brokers Limited, Spectrum Building, 55 Blythswood Street, Glasgow G2 7AT.
Anti-Money Laundering checks
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Essential: 100 checks |
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Premium: 200 checks |
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Elite: 350 checks |
Key benefits:
- Use your credits against any check type through an automated platform
- Generate revenue by selling checks
- Purchase additional checks at a significantly discounted rate
Seamless compliance
The checks, delivered as standard within your package, cover Politically Exposed Persons (PEPs) and sanctions screening with global coverage, to ensure you identify high-risk individuals.
Adverse media alerts highlight potential financial or compliance risks before progressing a sale, while address and mortality verification prevents identity fraud and fraudulent transactions.
How it works
How it works:
- You choose the price your client pays, it must be a minimum of £10 +VAT .
- The first £10 is retained by HIPLA and used to cover the cost of the check as well as any other platform costs (not including HMLR document costs, which are paid straight to HMLR) that you might accrue in the month. Platform costs include document signing (to save you on DocuSign costs), digital legal packs (to speed up your sales), risk assessments (for compliance), quote tools for conveyancing and finance using your preferred partners (to generate you higher referrals). The objective is to make the overall platform free to you.
- Anything above £10 that a client pays is then paid back to you on a monthly basis (single netted monthly retrocession payment) automatically, less retrocession processing fees to cover administration and banking charges. These are set at 10% plus £2.50 for a single monthly netted payment.
- Uniquely to Company Advantage subscribers where your clients pay for their checks, if you do not utilise all the AML credits allocated to you (so that you don't lose them when they expire) their value will be added to the monthly single netted retrocession payment that Hipla make to you (up to the equivalent number of credits that your clients have paid for within the year).
- HIPLA is a VAT registered business, if you are also a VAT registered business then any retrocession payments we make back to you will have VAT added on top. Equally, any payments a client makes will have VAT added on.
In order to make an automatic payment to you on a monthly basis, Hipla will need you to sign a ‘self billing’ agreement. This includes details such as your bank account and VAT number and allows Hipla to issue themselves an invoice on your behalf for the amount that they need to pay you.
Onboarding information and videos
Hipla have put together a collection of short clips and information sheets which help explain their products and how they work.
Data correct as of 29 April 2025
Terms of Business
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Premium: Templates included |
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Elite: bespoke for your business |
Key benefits:
- Multiple templates to choose from
- Apply your own branding
- Save time and money
- Bespoke for Elite subscribers
All documents are fully brandable and professionally drafted, giving your business reliable contracts, Terms and Conditions, Heads of Terms, Landlord Agreements, and more—ready to use without starting from scratch.
Expert legal documents without the cost
Too many agencies are operating under outdated or poorly written terms, leaving them exposed to legal disputes and financial loss. Do you know if your contracts reference superseded laws or fail to reflect recent legislative changes, creating compliance risks that could cost your business?
Created by specialist lawyers, our comprehensive, up-to-date templates meet the needs of most agents, saving you time, money, and unnecessary legal complications. If you need more tailored support, expert guidance is available, ensuring you stay compliant while protecting your agency.
Proactive cyber security support for your agency
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Essential: Included |
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Premium: + mobile security x3 |
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Elite: + mobile security x6 |
Key benefits:
- Secure your mobile devices with Premium and Elite packages
- Email health check for all, dark web audit report for Premium and Elite
- Guide clients through secure transactions with confidence
- Transform security awareness into a competitive advantage
Estate agents, letting agents, and auctioneers are prime targets due to the high-value transactions they handle. These attackers don’t just want your data—they’re after your client relationships, financial transfers, and ultimately, your reputation. Smaller agencies often face the greatest danger, lacking the robust security infrastructure of larger competitors.
The invisible threat targeting your agency
The cyber security landscape shifts daily, with attackers constantly refining their tactics. Every Company Advantage member receives comprehensive email health assessments that identify hidden vulnerabilities before attackers can exploit them.
Cyber Confidence Starts Here
Email health checkAll packages include an email health check to identify hidden risks such as phishing, spoofing, and email fraud. Cyber threats are constantly evolving, which is why regular cyber education is a priority.
Through regular intelligence briefings, you’ll gain insider knowledge of emerging threats, enabling you to protect your business and guide clients through secure transactions with confidence.
Mobile and tablet protectionFor Premium and Elite members
With property professionals conducting business on the go, your mobile and tablet devices represent both opportunity and vulnerability. Robust security across multiple devices ensures your business remains protected whether you’re in the office, at a property showing, or working remotely.
Dark web audit reportFor Premium and Elite members
Find out if your sensitive data, like employee credentials, customer information, or intellectual property, has been exposed or leaked on the dark web. The report helps you to fix security gaps and reduce the risk of threats from compromised data.