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- Issue 47: Summer 2022
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Freeholder court case forces delay in leasehold law
The Leasehold and Freehold Reform Act 2024 (LAFRA) was fast tracked through Parliament in May 2024, ahead of the last UK general election, but not all sections of the legislation have yet been brought into force. The reforms affect approximately 4.5 million leasehold homes in England and Wales, but are now being challenged by freeholders, who claim the provisions infringe their human rights.
Treasury confirms permanent Mortgage Guarantee Scheme to boost homeownership
In a significant policy announcement on 15 July 2025, Chancellor Rachel Reeves, MP, unveiled plans to enhance homeownership opportunities across the UK by providing government backing to lenders who offer mortgages with deposits as low as 5%. By making this scheme permanent, the UK Government aims to stabilise the housing market and assist more people in becoming homeowners.
Propertymark secures Renters’ Rights Bill victory
The House of Lords has backed a series of amendments to the Renters’ Rights Bill, delivering key wins for Propertymark’s campaigning to create a fair, practical and professional private rented sector. Among the positive changes passed were pet damage deposits, expanded student tenancy protections, mandatory post-legislative reviews, and a new measure enabling Primary Authority assured advice for letting agents under the Tenant Fees Act.
Pet insurance withdrawn from Renters’ Rights Bill
Proposals for landlords to require tenants to take out pet damage insurance have been scrapped following amendments tabled by the UK Government ahead of the Bill's Report Stage in the House of Lords. Propertymark is urging Peers to support an alternative amendment to allow for a dedicated pet deposit.