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£35 million of new lending has been announced to unlock around 2,500 homes and regeneration projects in Salford, Bromley, and Ludlow. The Bank’s ability to offer flexible finance and work with a wide range of partners is welcome. However, its success must ultimately be judged by how quickly announced investment delivers completed homes of the types and tenures needed in each local market.
From 2031, privately rented non-domestic buildings over 1,000 sqm in England and Wales will be expected to meet EPC B, where it is cost-effective. Buildings below 1,000 sqm are expected to remain as the current minimum EPC E. The Department for Energy Security and Net Zero (DENZ) has stated the changes will only take effect after Parliament has passed secondary legislation.
The Warm Homes Plan was published in January 2026 by the Department for Energy Security and Net Zero (DESNZ) as part of a £15billion investment in decarbonising English housing stock and tackling fuel poverty.
Money must be allocated in a practical, properly targeted, and flexible way to work across the country’s varied residential stock. Improving energy efficiency is vital, but it must be achieved in harmony with the protection of housing supply, support for responsible landlords, and warmer, more affordable homes for consumers.