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The UK Government’s Affordable Homes Programme annual report 2024 to 2025 underlines a simple truth: affordability won’t improve without more homes being built and a system that helps people move. This is why we’re campaigning for delivery that matches local needs, better mortgage access for first-time buyers, and reforms that reduce the pressure on the whole housing sector.
The UK Government is investing £15 billion and promises a major push to cut bills, tackle fuel poverty, and accelerate home upgrades. In response to our campaigning, the initial 2028 deadline for new tenancies has been scrapped and, with a lower cap amount, property owners will be expected to spend less on upgrades. However, we remain concerned that landlords are being asked to deliver significant change without sustained, targeted support.
The Welsh Government’s 2026-27 Budget, which is subject to a final vote in the Senedd on 27 January 2026, includes extra support for councils, changes to business rates from April 2026 and more funding for Green Home Wales, but key opportunities were missed to support rental supply and first-time buyers.
Despite a multi-year commitment to affordable housing supply and increased investment in acquisitions and homelessness prevention, it is surprising that the Scottish Government is yet again failing to tackle the housing emergency, and the Budget misses an important opportunity to address the growing tax burden on housing. At a time of acute housing pressure, Scotland needs policies that encourage mobility and investment across all tenures.