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New research covering more than 2,000 buildings in remediation programmes in England and Wales shows that insurance rates remain higher where flammable cladding or other external defects are present. The findings reinforce our call for faster remediation, transparent pricing, and premiums that respond when building risks are reduced.
Nearly ten years after we first began campaigning on this issue, reform is still not moving fast enough. Flat owners remain trapped by rising costs, complex rules, and a sales market that is becoming harder to navigate. We’ve drawn on fresh evidence from more than 1,200 leaseholders and over 200 Propertymark members to expose the current impact of unaffordable costs linked to building safety defects, the difficulty of challenging unreasonable service charges, and the increasing barriers to sale which are putting the market under significant pressure.
Despite legislative progress, leaseholders remain trapped by rising costs, complex rules, and an uncertain market. Based on evidence from Propertymark members and leaseholders, this report sets out why we continue to campaign for reform to go further and faster.
The UK Government has announced new funding for the remediation of unsafe cladding on eligible residential buildings under 11 metres in England, delivered through the existing Cladding Safety Scheme and administered by Homes England. Applications will open on 17 August 2026, with funding prioritised according to the cladding fire safety risk posed to residents.