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Major changes to the financial rights of married and cohabiting couples when relationships end are being considered by the Ministry of Justice (MoJ). Proposed reforms cover divorce and dissolution, cohabitants who separate, and inheritance when an unmarried partner dies without a will. A clearer framework is welcome, but courts must consider housing needs, individual circumstances, and each person’s contribution.
Two linked announcements are intended to reduce unnecessary delay, complexity and cost within England’s higher-risk building regime. One will change how occupied buildings are assessed, while the other could allow a wider range of urgent safety work to proceed without prior approval.
Changes will include cheaper contents cover for some households, Flood Performance Certificates, premium discounts for resilient properties, and a revised approach to claims. The Scheme has helped more than 742,000 households access flood insurance since its launch in 2016, but rising claims, higher reinsurance costs, and the growing number of properties identified as being at risk have put it under increased pressure.
Nearly ten years after we first began campaigning on this issue, reform is still not moving fast enough. Flat owners remain trapped by rising costs, complex rules, and a sales market that is becoming harder to navigate. We’ve drawn on fresh evidence from more than 1,200 leaseholders and over 200 Propertymark members to expose the current impact of unaffordable costs linked to building safety defects, the difficulty of challenging unreasonable service charges, and the increasing barriers to sale which are putting the market under significant pressure.