The proportion of owner-occupiers has changed little over the past decade and remains below its 2003 peak, while high prices, large deposits, and a weak development pipeline continue to restrict access for first-time buyers and suppress mobility for those already on the property ladder. New planning rules may help, but government and industry evidence supports Propertymark’s position that wider reform is needed across housebuilding and the buying and selling process to restore adequate supply and revitalise the market.

Propertymark has written to Baroness Sherlock, OBE, Minister of State at the Department for Work and Pensions (DWP), calling for action to ensure housing support matches real rents, following her statement that local authority Crisis and Resilience Fund housing payments are available to private tenants who cannot meet their rent. The Fund is a welcome safety net for people facing short-term financial difficulties; however, one-off crisis payments cannot replace adequate levels of Local Housing Allowance to meet ongoing rental costs.

Schemes designed to help people buy and renovate homes are expected to help up to 400 additional households purchase new-build properties and support bringing as many as 300 long-term empty homes back into use. Mortgage assistance will also remain available to eligible existing homeowners experiencing financial difficulty.

Responding to the UK Government’s consultation, our primary concern is the practicality of identifying and valuing properties that would be subject to the High Value Council Tax Surcharge (HVCTS). Many high-value homes have not been sold for several years, meaning accurate valuations cannot be based solely on online estimates or market appraisals.

Propertymark has responded to the Northern Ireland Housing Executive's consultation on proposed changes to the House Sales Scheme. Whilst reforming the scheme is the right approach, we urge the Housing Executive to protect social housing supply while maintaining opportunities for home ownership.

The UK Government is implementing a major overhaul of the Right to Buy scheme, including increasing minimum tenant eligibility to 10 years, cutting the maximum discounts to 15%, and introducing a 35-year exemption for new builds. These reforms aim to stop the rapid depletion of social housing stock, allowing councils to retain and rebuild homes, with 100% of sales receipts available for investment starting in 2026–27.

The UK has more than 359,000 homes sitting empty for over six months. Long-term vacancy represents a wasted asset at a time of acute housing need, while also contributing to social decline, increased maintenance costs, and reduced local investment. A more strategic, well-resourced approach is essential to bring empty properties back into use and support thriving, sustainable communities.

With elections to the Senedd approaching, we have set out clear priorities for the next Welsh Government to support a stable, professional and sustainable housing sector. Our new manifesto, published in Welsh and English, outlines practical steps to increase supply, raise standards and support property professionals, while ensuring consumers are protected.

With Holyrood elections set for 7 May 2026 and a national housing emergency declared in 2024, we have set out what the next Scottish Government must do to support a stable, affordable and functioning property market. Our manifesto focuses on practical reforms that increase supply, improve affordability and strengthen professional standards — shaped directly by member insight.

The UK Government’s Affordable Homes Programme annual report 2024 to 2025 underlines a simple truth: affordability won’t improve without more homes being built and a system that helps people move. This is why we’re campaigning for delivery that matches local needs, better mortgage access for first-time buyers, and reforms that reduce the pressure on the whole housing sector.

Head of Policy and Campaigns, Timothy Douglas, has followed up our written submission to the Housing, Communities and Local Government Committee inquiry into housing affordability with in-person evidence on 6 January 2026. Our evidence reinforces the need for a joined-up approach to affordability which considers housing supply, rental market pressures, financial products, taxation, and consumer costs together.

The English Housing Survey (EHS) for 2024-25 provides a detailed picture of how people across England are buying, renting and coping with rising housing costs. For Propertymark members, the findings highlight important shifts in first-time buyer behaviour, demand in the private rented sector (PRS), and growing affordability challenges — with London continuing to stand apart from the rest of the country.

It has been argued that the existing planning system is no longer fit for purpose, that it is blocking the delivery of new homes. Across the UK, national governments have looked to reform the planning sector—Propertymark explores if this will be enough to build the homes we need.

Labour’s proposal is bold in scale and ambition — it could reshape growth corridors and open up new development frontiers. But much will depend on delivery, governance and market realism. Propertymark will engage with ministers, departments and stakeholders, pushing for a transparent, accountable, and sustainable delivery model. We’ll ensure our membership’s voice is heard — especially on fairness, consumer protection, and creating high-quality places people want to call home.

The Scottish Government has published its Tackling Scotland’s Housing Emergency strategy, renewing efforts to bring empty homes back into use, boost affordable housing delivery, and tackle issues such as damp and mould. While some measures have been applauded, the plan fails to address urgent problems in the social and private rented sectors, as well as the pressing challenges facing Scotland’s housing market.

The Housing, Communities and Local Government Committee has launched an inquiry into how schemes such as Stamp Duty relief, ISAs, mortgage guarantees, and rent payment history in mortgage decisions affect first-time buyers. It will also consider the effectiveness of Lifetime ISAs, 95% mortgages, Shared Ownership, and the impact of the Renters’ Rights Bill and the Leasehold and Commonhold Reform Bill.