Did you know that four in 10 new properties in England and Wales are now sold as leasehold, ranging from one bedroom flats in city centres, to four bedroom detached homes in rural areas?
Saving for your first home is tough. On average, you will need a deposit of around ten percent or more to give you access to the best mortgage rates. We have looked at the available Government options and condensed them into bitesize sections to help you consider if any of their schemes can help you get on the property ladder
Home identity fraud is becoming increasingly regular and the Land Registry are now being called upon to carry out tougher security checks before making changes to housing deeds.
Once you have agreed a sale, you will need to choose a solicitor or a conveyancer to transfer the legal ownership of the property from the seller.
A freehold is the permanent and absolute ownership of property or land. If you own the freehold, it means that you own the building and the land it stands on.