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Flood Re reforms will reshape premiums and reward resilient homes
Changes will include cheaper contents cover for some households, Flood Performance Certificates, premium discounts for resilient properties, and a revised approach to claims. The Scheme has helped more than 742,000 households access flood insurance since its launch in 2016, but rising claims, higher reinsurance costs, and the growing number of properties identified as being at risk have put it under increased pressure.
King’s Speech signals more policy changes across the housing sector
The UK Government has set out further reforms across housing, communities, and local government. Proposals affect leasehold, building safety, social housing, local authority standards, and tourism levies, all of which could impact local housing markets and influence the way councils, owners, agents and residents interact.
Scotland's Awaab's Law set to strengthen action on damp and mould
New regulations have been laid in the Scottish Parliament which, if passed, will place clearer and more time-bound duties on landlords and agents to investigate and address damp and mould in both private and social rented homes. Clear standards, realistic timescales and consistent enforcement are essential if these reforms are to improve housing conditions without reducing supply or creating unintended consequences.
Take five minutes to test alarms ahead of Carbon Monoxide Awareness Week
Checking carbon monoxide (CO) alarms and heating systems can help prevent avoidable tragedies. Known as the ‘silent killer’, CO has no smell, taste, or colour, yet even small amounts can be fatal. Hundreds of people are hospitalised each year due to this poisoning, and many could be prevented with simple maintenance and alarm checks.