House Buying Advice and Guides

Fees and percentages

Viewings and moves in light of COVID-19

People who were in the process of selling their house and moving to a new home as the UK entered restricted movement measures due to the transmission of Coronavirus, are left asking ‘What now?’. Read more...

sold board

I had an offer accepted before COVID-19, should I renegotiate now?

If you had an offer accepted before stay at home measures came in, you were probably feeling anxious while the property market came to a temporary halt and maybe you're asking yourself should I renegotiate now? Read more...

Recycling

How to buy a property

Buying a house is a complex process, but with the right preparation there is no reason why it can’t go smoothly. With this guide we look to shed some light on how to buy a property and clearly set out what you need to do from start to finish with links to more in-depth guides for each step of the way. Read more...

Tax

The complete Stamp Duty & land tax guide

When it comes to buying a home, there are a lot of expenses you need to take into consideration. Along with legal costs and agent fees, it is likely that you will also have to pay stamp duty or land tax. Read more...

 

Tax

Insurance – what you need to know when buying a property

In this guide we take a look at what insurance options are available when buying a home so you can make an informed decision on what is right to protect you and your property. Read more...

 

Hand Shake

How to choose a solicitor or conveyancer when buying a house

Once you have agreed a sale, you will need a solicitor or a conveyancer to transfer the legal ownership of the property from the seller. Read more...

 

Conveyancing

Conveyancing – a comprehensive guide for England and Wales

Technically, conveyancing is the legal process of transferring ownership of a property from one party to another, but there is more to it than that. This guide explains the whole process. Read more...

 

first time buyer schemes

UK guide to first time buyer schemes

Are you looking to buy your first home but not sure where to start? Here are our top tips for first-time buyers looking to get onto the property ladder. More info...

 

proof of funds

What documents and proof does your estate agent need?

When buying a property, your estate agent will ask you to confirm your ID, which is standard practice, however, they will also ask you where you have secured your money from to buy the property. Here we explain why they do it and what you need to provide. More info...

 

making a property offer

Getting the most out of property viewings

In most cases anyone buying a house will want to view it first. Your estate agent can arrange the viewing, which will be your opportunity to look closer at the property inside and out, so you can decide if it is somewhere you would like to live. More info...

 

making a property offer

Before you make an offer

Purchasing a property is a big decision and making sure you know everything you need to before committing to the sale will avoid any disappointment or problems further down the line of the buying process. More info...

 

making a property offer

How to make an offer on your dream home

NAEA Propertymark member Ian Harris uses his estate agency experience to help make the process of making an offer on a property easier.More info...

 

couple checking paperwork

The costs of buying a property

When you have found a property you want to purchase, there are various costs involved other than the price of the property itself. More info...

 

getting a property survey

Getting a property survey

A survey is a report on the condition of a property that can determine what repairs are needed, any structural damage or faults and an estimate of the property’s value. But which one should you get? More info...

 

Tax

6 tips to help first time buyers get on the property ladder [VIDEO]

Are you looking to buy your first home but not sure where to start? Here are our top tips for first-time buyers looking to get onto the property ladder. More info...

Mortgages on a house

Mortgages guide

When buying a property, in most cases you will need a mortgage to cover the overall costs. This guide explores everything you need to know about mortgages, including how to find a mortgage that works for you. More info...

Local council chamber

Local authority and council housing responsibilities

Whether you’re a buyer, seller, landlord or tenant; there will be different services that your local authority is responsible for that will be useful to you. This guide goes through some of the services available from your council when it comes to housing and property. More info...

New Build houses

New build homes pros and cons

New build houses are a popular choice of home, especially for first-time buyers, but there are factors to be aware of before deciding on buying one. More info...

New Build houses

Snagging lists for new build properties

When you buy a new-build home, you will have an opportunity to check the property for any defects or issues that the house builder should fix before you move in. Once you have compiled these into a list, it's called a snagging list. More info...

estate and letting agents

Regulation of Property Agents (RoPA)

In July 2019, a report was given to Government by the Regulation of Property Agents working group, outlining how letting and estate agents should be regulated in future. But what will this mean for landlords, tenants and homeowners? More info...

old village

Listed buildings

If you are thinking of owning a particularly old property, there could be a chance that it is considered a listed building. If this is the case, there are some important rules and laws you need to be aware of. More info...

Handing over keys

How to speed up your property purchase or sale

This guide discusses the things you can do to help speed up the buying and selling process, as well as making it as stress-free and smooth as possible. More info...

Agents Window

What is Help to Buy?

We have looked at the available Government options and condensed them into an easy bitesize guide so you can see they could help you get on the property ladder. More info...

First Time Buyers

A guide to Shared Ownership

If you can't afford to buy a property outright, shared ownership can be a great way to get a foot on the property ladder as it allows you to buy a share of a home. We explain how it works. More info...

First Time Buyers

Deposits how much do you need to save?

If you're getting a mortgage for your home, you'll need to save a percentage of the price. Find out how much here. More info...

Older couple with agent

A guide to downsizing (or right-sizing)

The thought of downsizing can be a little overwhelming, especially if you have lived in a property for many years, and so attempting to sort through and, in some cases, throw out, your belongings can seem like an endless task. More info...

Auction

15 things you need to know about buying a property at auction

Have you ever thought about buying your next home at auction? Auctions are a great way to avoid lengthy and uncertain buying procedures, and bag a bargain. We have put together some key essential points to consider, to help you buy your dream property at auction. More info...

customers in branch

More than half of Brits face issues with rogue property agents

More than half of those who bought, sold or rented a home in the last five years had issues with their estate or letting agent. However, the majority didn’t check if their agent was regulated or part of a professional body before signing the contract. More info...

Propertymark

How we protect you

You need an agent that you can trust and rely on when issues arise. The quality of the agent makes a real difference. More info...

Propertymark

Freehold vs leasehold: the key differences

In this video experienced estate agent, Ian Harris discusses the key differences between freehold and leasehold properties. More info...

 

 

 

New Build House

Changes to leasehold houses and a New Homes Ombudsman

The Government has announced plans to abolish leaseholds on new-build houses. A New Homes Ombudsman is also going to be created for the UK to tackle problems faced by new-build owners. More info...

 

 

 

Houses

What you need to know about buying a leasehold property

Did you know that four in 10 new properties in England and Wales are now sold as leasehold, ranging from one bedroom flats in city centres, to four bedroom detached homes in rural areas? More info...

Houses

Should you buy the freehold to your flat?

If you own a flat it is likely that you will not hold the freehold to the property. You will most likely be paying, not only your mortgage but also ground rent to the owner of the freehold. So what are the benefits and pitfalls of buying the freehold? More info...

Purple House

Home identity fraud protection

Home identity fraud is increasing and the Land Registry are now called upon to carry out tougher security checks before making changes to housing deeds. More info...

How to buy guide

Green Homes Grant Scheme

This new Government scheme will see eligible homeowners and landlords issued with vouchers to pay for energy-saving improvements to their homes. Read more...

How to buy guide

UK Government's How to Buy guide

The UK Government have put together a guide to help people that are buying a home in England and Wales. Read more...

Couple signing contract

Estate agency terms explained

When it comes to buying a house, there can be a lot to get your head around, so here is a list of common estate agency terms to will help you beat the jargon. Read more...

Westminster

Improving the house buying process in England

Department for Communities and Local Government has announced a call for evidence on how to make buying a home cheaper, faster and less stressful. Read more...

NAEA Propertymark logo

If you're looking to buy a property, you need an agent that you can trust and rely on. The quality of the agent makes a real difference. Find a Propertymark Protected estate agent in your area.

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water course

Septic tanks and small sewage discharges

From 1 January 2020, all septic tanks in England can no longer discharge untreated sewage into a watercourse. If your discharge causes pollution it may be considered an offence and can result in the Environment Agency taking enforcement action against you. More info...