Housing Insight Report: July 2025

While mortgage lending shows resilience, affordability remains the foremost barrier for buyers and renters alike. With supply shrinking in lettings and confidence uneven in sales, policymakers and market participants face ongoing challenges in achieving balance across the housing sector.

A mixed performance across the UK housing market in May. Despite broader economic uncertainties, including stubborn inflation and modest GDP contraction, the sector remains resilient with both challenges and signs of recovery.

As the new Stamp Duty thresholds were introduced from April across England and Northern Ireland, it’s inevitable that a slowing in the pace of the market was to be noted. In the lettings market, we have seen a welcome jump in the number of properties on the market.

The Propertymark Commercial Outlook Q1 2025 reveals a resilient commercial property sector navigating economic uncertainty with cautious optimism. While inflation remains above target and lending challenges persist, strong confidence continues in the Industrial and Class E sectors.