Head of Policy and Campaigns, Timothy Douglas, has followed up our written submission to the Housing, Communities and Local Government Committee inquiry into housing affordability with in-person evidence on 6 January 2026. Our evidence reinforces the need for a joined-up approach to affordability which considers housing supply, rental market pressures, financial products, taxation, and consumer costs together.

The UK Government has announced a multi-million-pound funding package to expand access to free legal advice for people in England facing eviction or home repossession. The investment aims to ensure more households can get early, practical legal support to help them stay in their homes or secure alternative accommodation where needed. This comes at a time when demand for housing advice remains high, with many households facing affordability pressures and uncertainty.

Despite acknowledging concerns from Propertymark and others that property firms find pricing more complex because of tax, fees, and other variables, the Competition and Markets Authority (CMA) has pressed ahead with publishing generic guidance on price transparency under the Digital Markets, Competition and Consumers Act 2024. From 6 April 2025, the DMCCA replaced the Consumer Protection from Unfair Trading Regulations, so the CMA’s approach will shape day to day advertising for every agent.

The Data (Use and Access) Act 2025 officially became law on 19 June, marking the biggest update to the UK’s digital data laws since Brexit. The Act amends — but does not replace — the UK GDPR, the Data Protection Act 2018, and the Privacy and Electronic Communications Regulations (PECR). For Propertymark members, the new law presents a golden opportunity to streamline processes and embrace innovation, all while continuing to protect people’s personal data.

A fragmented and inconsistent approach to enforcement in the private rented sector (PRS) is letting residents down and highlighting the crucial role of responsible lettings agents in providing accurate advice and ensuring properties are safe and compliant. Research commissioned by the TDS Charitable Foundation concludes poor coordination between local authorities and other bodies allows rogue operators to slip through the net, leaving tenants vulnerable.

Despite a growing need for accessible housing, especially among over-65s and people living with disabilities and long-term health conditions, the market continues to fall short —particularly in providing bungalows and step-free properties. Propertymark analysis has highlighted the limited availability of such homes, revealing that only 3,300 new bungalows were built in 2022, while over 3 million people over 65 now live in rented accommodation. For older people and those with mobility challenges, the lack of options can force them into unsuitable housing or trap them in properties that no longer meet their needs.

The Digital Markets, Competition and Consumers Act (DMCC), which passed into law on 24 May 2024, contains provisions to prohibit unfair commercial practices, replacing and updating the Consumer Protection from Unfair Trading Regulations 2008 (the 2008 regulations). The legislation hands direct enforcement powers to the Competition and Markets Authority (CMA), giving them the authority to act on breaches of consumer protection rules, including requirements for providing material information.

The Scottish Government is consulting on the process for a Mental Health Moratorium designed to give people with severe mental health conditions respite from debt recovery action, including rent arrears. Propertymark supports the proposals with recommendations to ensure the scheme works effectively in practice and recognises the rights of landlords.

The Northern Ireland Executive has published a draft Fuel Poverty Strategy with proposals for improving energy efficiency in homes, protecting consumers, and fostering collaboration across sectors. Propertymark supports the key principles but has highlighted critical areas that need further consideration, including achievable timescales, sensible exemptions, and cost caps that reflect property values.

Fraudsters exploited the vulnerabilities in the property transaction system by stealing a homeowner’s identity and using a fake driving licence to set up a bank account in his name to facilitate a sale in 2021. After four years, on 11 March 2025, a County Court finally granted the owner full possession of his home.

The Universal Credit Fair Repayment Rate will drop from 25% to 15%, reducing the amount available to service an individual’s monthly debts, including housing payments. Furthermore, the Department for Work and Pensions (DWP) is set to overhaul the system of the automatic deduction of arrears and ongoing rent payments directly from tenants' Universal Credit or other benefits, following a court ruling which deemed the practice unlawful.

Recent data from the National Fraud Intelligence Bureau (NFIB) reveals that individuals aged between 18 and 39 account for nearly 75% of reported rental fraud cases, resulting in losses nearing £9 million across approximately 5,000 incidents last year. Property professionals must be vigilant and proactive in combating rental fraud to protect consumers and themselves.

The Property Ombudsman (TPO) and property chamber Judges from the First-Tier Tribunal have collaborated on new consumer guidance aimed at helping leaseholders navigate the complex landscape for redress, after a sharp rise in block and estate management disputes. TPO received 6,649 enquiries about residential leasehold in 2024, however, most cases had to be redirected to a court or tribunal.

The UK Government has taken decisive action following the discovery of widespread quality issues with energy efficiency work carried out under the Energy Company Obligation 4 and the Great British Insulation Scheme. Routine inspections by TrustMark, the independent body overseeing tradespeople working in homes, have led to the immediate suspension of 39 businesses from installing new solid wall insulation.